Your Financial Parameters
SAR
1k
50k
100k
SAR
0
1M
2M+
SAR
0
25k
50k
Expected Annual Return (ROI)
Expected Annual Return
8.0%
Expected Inflation
3.0%
Safe Withdrawal Rate (SWR)
4.0%
Standard rule is 4% (25x annual expenses). Lower rates are safer; higher rates assume more aggressive portfolios.
Target Nest Egg
SAR
3,000,000
Based on the 25x expenses rule.
Time to Freedom
14.5
Years
Freedom Date: October 2038
Net Real Yield (ROI - Inf)
5.0
%
Adjusted for inflation to preserve buying power.
Wealth Projection Curve
Visualizing your compounding trajectory vs target threshold
Your Portfolio
Freedom Target
Lean FIRE (75% expenses)
SAR
2,250,000
Minimalist lifestyle with zero luxury overheads.
Fat FIRE (150% expenses)
SAR
4,500,000
Abundant lifestyle with extra cushion for luxury and travel.
Coast FIRE (at age 30)
SAR
450,000
No need to save more; let compound interest do the rest.